Top 6 best mortgage lenders for all time

Top 6 best mortgage lenders

1. As America’s largest mortgage lender quicken loans boasts that it has a simply better mortgage experience without complications. It offers a large range of loans and allows you to compare loan rates for different terms and loan types, so you can decide based on the rates you know you'll be offered.

It's possible to calculate what your monthly payments will look like for 10, 15, 20, or 30-year purchase loans, as well as refinance, VA, FHA, USDA, Jumbo loans, reverse mortgages, and a specialty customized mortgage called YOURgage. Quicken will update you with your loan status online 24/7, so you won't wonder what's happening. The online process is simple and easy and available on your mobile phone. If you want to talk to a person, it has that too, with home loan experts available on the phone.

2. Amerisave is an established mortgage lender operating in 49 states in dc with over $52 billion dollars in home loans funded. The company's reputation speaks for itself-it's no startup tech brand, but the online process is smooth, fast, and simple for many types of mortgage loans. Closing happens when and where it works for you, so there's no need to head into a branch but you'll still get customized service and attention from live people.

It offered fixed and adjustable loans as well as government-backed FHA, VA, and USDA loans. There are refinance loans and cash-out refinancing, though no home equity loans or HELOCs at this time. Pre-qualify and close your loan in as little as 25 days with complete confidence. There are home buying guides to ensure that you understand the process and understand where your money is headed and the customer service has some of the top ratings in the industry.

3. Rocket mortgage is ready, 24/7, to help your mortgage become a reality. The faster, younger offspring of Quicken Loans, Rocket does everything online, making the entire loan process smooth and easy. The online document and asset retrieval streamlines the mortgage application process, so once you're ready to upload paperwork, you can always save it for later. Rocket mortgage is a J.D. power award-winning provider, with 9 consecutive years of the highest customer satisfaction in the US.

Looking for a mortgage refinance? It has that too. Use the web portal to make payments online and make your mortgage or refinance loan work for you. Missing the human touch? You can still chat with a home loan expert online.

4. The more you understand your home loan, the easier it is and the more confident you'll feel. Discover home loans, educate borrowers first, so you'll know exactly what you're getting and why it works for you. It walks users through pre-approval on the loan choices that might work, with virtual mortgage loan tools and affordability calculators. There are FAQs, a home buying blog, mortgage calculators, and articles of all sizes to clarify what you're getting. Discover offers almost every type of home loan including conventional purchase loans, FHA, VA, cash-out refinance, HARP refinances, home equity loans, and HELOCs. It pays your closing costs for you, so you won't be hit with any large fees before you can get your keys. Apply and pre-qualify online.

5. Freedom mortgage is an ultra-convenient mortgage lender with easy online or phone applications, as well as in-person branches. It's a leading lender in refinancing loans, to lower your rates or terms, cash-out refinance to pay off debts or make a large purchase, or loans to purchase a new home. There's an affordability calculator, and a refinance calculator, and this lender is licensed in all 50 states, DC, Puerto Rico, and the Virgin Islands, so There's really something for everyone.

Dedicated loan specialists will guide you from eligibility and pre-approval through closing, giving you the freedom to focus on your home. With loan types across the spectrum of possibilities, like VA, conventional and Jumbo, FHA, and USDA loans you can compare several choices and find the right fit.

6. Chase is 1 of the 4 largest banks in the US, with over 5,100 branches throughout the country and a reputation for excellent personal banking of any kind. It features mortgage options to purchase a new home or refinance an existing one.

Chase's home equity line of credit lets you use your home equity to pay for home improvements or other expenses. You can get started online or speak directly with a chase home lending advisor on the phone or in a brick and mortar branch. There are online tools to help you figure out how much home you can afford, and you can pre-qualify online or get mortgage rate quotes. Refinance to get lower rates or to access cash or get a HELOC for a bit more flexibility from your home's value. Chase already serves nearly half of American households so you're in good company.